Money. Spending money. Wants vs. needs. Yep, I’m going there. Are you cringing yet? I have always longed to be generous. To help people who need it. The problem is I want to spend and save the money we have. It is always: when we have more coming in, then I can bless others. Then when more comes in, it is still used mainly on us. Well no more! The VISA gravy train is leaving the station!
I just read a book on giving (I highly recommend I Like Giving) that got me all fired up and ready to quit spending cold turkey. For the next 3 months, I am not spending on my normal splurges: makeup and books (no judging). If I get weak, I will call one of y’all. The money I do spend will be recorded and I will write down the reason. For example, we just had lunch at Chick-Fil-A, and I wrote the amount and that we got to spend time with friends. The money I spend (except for essentials) should give me a return. No more impulse buys. Purchases will be thought out, and I will make sure I really do want it.
My girls are doing this too. The youngest can’t wait until her 6th birthday next month for a toy. She has been wanting it for a few months. She is paying for half, and I am paying for the rest. But no more cheap little toys that break on the way home! My 8 year old already gets it. This weekend she decided not to get the toy her sister wants. She said, “Mom, you know how you say we don’t play with the toys we already have?” Umm YEAH. “Well, I am going to save my money and play with toys I have.” I about fell over. She listens! What 8 year old says that? The younger my kids are when they learn about spending, the better they will be. Their future husbands will thank me.
For the next 3 months, as I think about where money goes, and think of reasons I am spending, I want this to become ingrained in me. Never again do I want to buy something and only use it once. Or forget where I put it before I use it. God gave my family money to use and share with others. I am responsible for instilling generosity, not greed, in my children. It starts with my example.
Once the three months are over, I am hoping our spending will be down for good and we can talk as a family. I want to give to charities that each of us feel strongly about. I want to have cash on me to give to someone. I want some of our giving to be planned and some spontaneous. We are all here to make a difference. We are here to help others as others have helped us. We are here on this earth to be a blessing. Let’s all start today!